Asurea insurance Blog

27Apr
Parrots and Turtles - Oh My! Life Insurance and Pets

Parrots and Turtles - Oh My! Life Insurance and Pets

Life Insurance is Not Just for People. Do you have a pet? If so, what type? Some pets live to 5 years old, but others can live for decades. Have you considered what would happen to your pet if you are no longer around? This is where life insurance...Read More

6Apr
Do Stay-at-Home Parents Need Life Insurance?

Do Stay-at-Home Parents Need Life Insurance?

An Unexpected Answer For Some They do. It's fairly common knowledge that for a couple, where one person is the sole breadwinner, they need a life insurance policy so their partner can continue paying for expenses in the unfortunate event that their...Read More

7Mar
Do You Need to Replace Your Life Insurance Policy?

Do You Need to Replace Your Life Insurance Policy?

To Switch, or Not to Switch. That is the question. Circumstances in life change all the time -- but does this also mean you should switch from your current life insurance policy to another? It depends. The answer depends on a number of factors. The...Read More

1Mar
Reasons to Downsize

Reasons to Downsize

Here are four great reasons to downsize! Have you found yourself thinking: My home has more space than I need. If so, one option you have is downsizing to a smaller home that is more suitable for your current needs. Or maybe you are thinking: I...Read More

20Feb
Converting Your Term Life Insurance Policy

Converting Your Term Life Insurance Policy

When It's No Longer Enough. When you bought a 20-year term life insurance policy, it may have been enough to meet your family’s needs. Now that you are getting toward the end of the 20-year term, it seems clear that a permanent life insurance...Read More

11Feb
Common Lies People Tell on Their Life Insurance Application

Common Lies People Tell on Their Life Insurance Application

7 Lies That Lead to Regret. When you apply for life insurance, you will usually fill out a questionnaire that helps to determine how much you qualify for and your rate. Many people assume that lying about their habits or health will help them sneak...Read More

29Jan
Rewards for a Healthy Lifestyle

Rewards for a Healthy Lifestyle

You Just Might Save Money on Your Life Insurance! You are probably familiar with the personal rewards that come from living healthier. Eating a nutritious diet and getting enough exercise help you feel better and can lead to a longer life. Making...Read More

26Jan
Permanent Life Insurance Saves a Family Business

Permanent Life Insurance Saves a Family Business

Mike Jaap’s Story Read the uplifting story of how one man was able to save his family business using his permanent life insurance policy. Most people think life insurance can only be used after you die - but that's not true. There are many...Read More

12Jan
Term Life Insurance Explained

Term Life Insurance Explained

What is Term Life Insurance? This type of life insurance is common and fairly easy to understand. It is life insurance that pays out if you die during a specific period of time (the "term"). Your beneficiary will receive the entire death benefit...Read More

23Dec
Can You Buy as Much Life Insurance as You Want?

Can You Buy as Much Life Insurance as You Want?

Just the Right Amount. It is very important to have enough life insurance or mortgage protection life insurance to pay off your bills and replace your income to support your family, but how much do you actually need? Getting Enough In general, at a...Read More

15Dec
Top 4 Tips for Your Life Insurance Medical Exam

Top 4 Tips for Your Life Insurance Medical Exam

How Healthy Are You? You might be wondering: “Why would I need a medical exam for life insurance?” Insurance companies need to learn how healthy you are before they will sell you an insurance policy. They determine how much your premium...Read More

29Nov
Preventing a Life Insurance Windfall With a Trust

Preventing a Life Insurance Windfall With a Trust

Too Much Too Fast? Have you ever heard about someone winning the lottery - then 5 months later, they are worse off financially than before they won? Unfortunately, without good money-management skills, this could also be true of someone who...Read More

19Nov
3 Intangible Holiday Gifts That Show You Care

3 Intangible Holiday Gifts That Show You Care

A Gift Doesn't Always Need to Be Something You Can Hold. With Thanksgiving coming up, we’re well into the holiday season again, and you’ve no doubt started thinking about some of the gifts you can buy for friends and family this...Read More

10Nov
Warning Signs to Watch for When Buying Life Insurance Online

Warning Signs to Watch for When Buying Life Insurance Online

Thinking About Buying Life Insurance Online? Think again. I'm not talking about the companies who have forms or phone numbers on their website, inviting you to request a quote. I'm talking about those companies that claim you will have a life...Read More

26Oct
Private Life Insurance Policy vs Employer Provided

Private Life Insurance Policy vs Employer Provided

Having a “good job” has long been defined as having a job with benefits, and one popular benefit is life insurance. While having this benefit through your job might feel like a safety net, it’s probably not enough to protect your...Read More